So the national insurance rates we pay have changed this month, can save people on a high income £400 per year or more, low paid people well I saw a extra £10 however as my wage has gone up my universal credit goes down 55p per pound so the £10 is actually £4.50 per month so £54 per year, any extra is obviously more than welcome however I fully see this as a benefit for the rich it’s not a help to those of us that are poor, with food prices as they are it’s 1 milk and one loaf of bread a month …….