Summer holidays always means spending more money we don't have. We are at an awkward age where my kids do not yet qualify for any school summer camps as they aren't in school yet - so I have to fill our day with as many cheap or free things as I can. Even a trip to the coffee shop costs in excess of £25, so I have to think twice about simple outings. I feel guilty keeping the kids home so much, but we can't afford to do much, so what choice do we have?