Ellie L

My future planning is very bleak, really. I've been in debt for more than 25 years, getting deeper every year. There's no realistic chance of me escaping that, I will die in debt. Statistics are pretty clear that my expected lifespan, as a woman living in poverty, is dropping. I don't save, firstly because I can't afford to, and secondly because having savings is never a guarantee they'll actually be safe, and because they might affect a future benefit claim. I have a BR pension from when I worked for the railway for 5 years, I intend to take that money out, as cash, soon as permitted. All I can leave my kids is firm instructions to tell any bailiffs that there are multiple debtors, and that I owned nothing of any value.